Avoid Costly Surprises in Your Home Purchase
The Hidden Risks
- • $15K+ in unexpected HOA assessments after closing
- • Missing structural issues buried in 200-page reports
- • Restrictive covenants limiting property use
- • Legal disputes with neighbors over property lines
- • Environmental hazards affecting property value
Your Protection
- • AI scans every page for red flags and hidden costs
- • Plain English summaries of complex legal documents
- • Risk scoring for each property issue discovered
- • Questions to ask your agent or seller
- • Negotiation points to protect your investment
Trusted by Smart Homebuyers
Real Stories from Smart Homebuyers
"Ion found a $22K HOA assessment for roof repairs that wasn't disclosed. We negotiated the seller to cover it. Saved our down payment!"
"The AI caught restrictive HOA rules about home businesses. As a consultant working from home, this would have been a disaster."
"Found out the 'quiet neighborhood' had approved plans for a shopping center next door. We walked away and found something better."
Everything You Need to Buy with Confidence
Smart Document Analysis
Upload HOA docs, inspection reports, and disclosures. Get a complete analysis in plain English with red flags highlighted.
Risk Detection Engine
AI automatically flags potential deal-breakers, hidden costs, restrictive covenants, and issues that could affect property value.
Financial Impact Assessment
Understand the true cost of ownership with analysis of pending assessments, maintenance reserves, and hidden fees.
Property Insights Report
Get a comprehensive report with key findings, negotiation points, and questions to ask your agent or the seller.
Lightning Fast Analysis
Get your analysis in minutes, not hours. Perfect for competitive markets where you need to move quickly.
Peace of Mind
Know you've done your due diligence. Sleep well knowing you understand exactly what you're buying.
Find Your Dream Home with Confidence
Choose the perfect plan for your home buying journey
Starter Home
For active homebuyers
Common Questions About Homebuyer Due Diligence
What should homebuyers look for in HOA documents?
Key items include: monthly dues, special assessments (current and upcoming), reserve fund health, pending litigation, rental restrictions, pet policies, and CC&R restrictions that could affect how you use your property. IonDocs AI scans for all of these automatically.
How can I identify hidden costs in property disclosures?
Hidden costs often appear in HOA meeting minutes (upcoming assessments), reserve studies (underfunded reserves = future dues increases), and seller disclosures (deferred maintenance). IonDocs flags these automatically and estimates potential financial impact.
What risks do homebuyers commonly miss in disclosure packages?
Common missed risks include: special assessments buried in HOA financials (averaging $15K+), restrictive CC&Rs limiting home businesses or renovations, pending HOA litigation, neighbor disputes, easements affecting property use, and environmental issues. IonDocs identifies these in 60 seconds.
Is AI property analysis accurate for homebuyer due diligence?
IonDocs AI has analyzed 250K+ real estate documents with 98% user satisfaction. The AI identifies issues that humans often miss in 200+ page disclosure packages. However, we recommend using insights as a starting point for discussions with your agent and attorney.