Protect Your First-Lien Position. Automatically.
Real estate lien monitoring built for hard money lenders, note investors, and buy-and-hold portfolios. IonDocs watches the county recorder, analyzes every lease and title document with AI, and alerts you the instant a new lien threatens your position.
A Junior Lien Can Erode Your Position Overnight
Without Continuous Monitoring
- • Mechanic's liens recorded after a contractor walks off the job
- • HOA super-liens that can leapfrog senior mortgages
- • Tax liens accruing silently until a sale notice lands
- • Junior mortgages a borrower took without disclosing
- • Lis pendens filings signaling litigation against the property
- • Manual SF Recorder checks that get deprioritized week after week
With IonDocs Continuous Monitoring
- • Every new recording surfaces in your daily digest
- • High-risk events trigger immediate alerts
- • AI classifies each recorded document by lien type and severity
- • Full recorder history per property, with copies on file
- • Lease and title document analysis on tap, no extra fee
- • Monitoring priced per portfolio size, not per query
How IonDocs Compares to How Most Lenders Monitor Today
Everything You Need to Monitor a Real Estate Portfolio
Portfolio Watchlist
Add every property you own, fund, or have lent against. Your team shares one portfolio, so there's no double entry and no duplicate work.
First-Lien Risk Alerts
When a junior lien, mechanic's lien, tax lien, or lis pendens hits a property you watch, it shows up in the next daily digest. Act before your position erodes.
Recorder Document History
Every deed, mortgage, reconveyance, lien, and assignment recorded against the property. Classified, timestamped, and downloadable.
AI Lease Abstraction for Investors
Drop in a lease, title commitment, or recorder package. Get rent rolls, key dates, encumbrances, and red flags surfaced in plain English in 60 seconds, at a fraction of the cost of third-party lease abstraction.
Daily Portfolio Digest
We continuosly monitor your property portfolio for new recorder activity. If something changes, you get email summarizing it.
Property-Level Summary
An AI summary that folds together address, recent transfers, recorder activity, and documents, so you can answer "what's the story on this property?" in seconds.
Built for Real Estate Investors Like You
Hard money lender software for protecting first-lien position across an active book of bridge, fix-and-flip, and construction loans. Catch a junior recording the day it hits, before the borrower goes quiet.
Replaces ad-hoc date-down reports and weekly recorder check-ins.
Monitor every rental for tax delinquency, HOA action, contractor liens, and code-enforcement filings. Abstract leases the moment you acquire a tenanted property.
Replaces $500–$2,000-per-property third-party lease abstraction.
Track senior-lien payoffs, subordinations, and assignments across a note portfolio. For small commercial sponsors: lease abstraction plus ongoing property-level risk monitoring.
One product covers acquisition due diligence and lifetime monitoring.
County Coverage
Lease and document analysis works for properties anywhere in the U.S. today. Recorder monitoring rolls out county by county. Your watchlist activates automatically as coverage goes live.
Live Now
- San Francisco County, CA
Coming Soon
- • Alameda, CA
- • Contra Costa, CA
- • Marin, CA
- • Napa, CA
- • San Mateo, CA
- • Santa Clara, CA
- • Solano, CA
- • Sonoma, CA
Start With a One-Time Lien Audit
See what's already on title across your active book before you commit to anything. We pull the full recorder history for every parcel you name, flag every active lien by severity, and deliver a PDF report in 24 hours.
- • Per-parcel filing history across your full active book
- • Every active lien flagged by severity
- • AI classification with recorded documents on file
- • 24-hour turnaround
- • Audit fee credits toward monitoring if you continue
Get Started
Send us one property and tell us about your book. Within 24 hours we'll return a free sample for that property, plus a quote for a full-book audit and monitoring.
Common Questions From Investors
What is real estate lien monitoring?
Real estate lien monitoring is the continuous tracking of new filings recorded against a property at the county recorder. That includes junior mortgages, mechanic's liens, HOA assessments, tax liens, and lis pendens. For investors and hard money lenders, it surfaces events that could erode lien position or signal borrower distress, without paying per-report fees to a title company.
How does IonDocs monitor my first-lien position?
Add the properties you've lent against or invested in to your portfolio watchlist. IonDocs checks the county recorder daily for new filings against those properties (junior mortgages, mechanic's liens, HOA assessments, tax liens, lis pendens) and emails you a digest if anything turned up.
Which counties does IonDocs cover for lien monitoring?
San Francisco County is live today. Next on the roadmap: the eight other Bay Area counties (Alameda, Contra Costa, Marin, Napa, San Mateo, Santa Clara, Solano, Sonoma). Your watchlist persists across counties, and lien alerts activate automatically for any property in your portfolio as soon as its county comes online. Lease and document analysis works for properties nationwide today.
What if my county isn't live yet?
Sign up anyway. Lease and document analysis works nationwide on day one. Drop in any lease, title commitment, or recorder package and the AI returns a structured analysis. Your watchlist is also active immediately; recorder alerts switch on automatically the moment your county is added to coverage. Tell us your top counties at signup and we use that to prioritize the rollout.
How much does IonDocs cost?
Pricing depends on the size of your active book. Email [email protected] with your company name and approximate parcel count and we'll send you a quote the same day. Both one-time audits and recurring monitoring are quoted directly.
What is the one-time lien audit?
Before you commit to monitoring, we can run a full one-time audit of your active book. We pull the complete SF County recorder history for every parcel you name, flag every active lien by severity (mechanic's, junior DOTs, HOA, tax, lis pendens), and deliver a PDF report with recorded documents on file within 24 hours. The audit fee credits toward your first months of monitoring if you continue. Email [email protected] for a quote.
Can IonDocs replace title-company date-down reports?
For monitoring purposes, yes. Date-down reports only tell you what was on title the moment they ran. IonDocs watches continuously and pushes alerts as recordings happen. Title-company reports are still appropriate at funding and payoff; IonDocs covers the long middle.
Who is IonDocs for in the real estate investment world?
Hard money and private lenders protecting first-lien position, buy-and-hold investors monitoring liens and tax exposure across rental portfolios, note investors watching senior position, and small commercial sponsors who need lease abstraction plus ongoing portfolio risk monitoring.
Don't Find Out About a New Lien at Payoff
Investors and lenders use IonDocs to watch their portfolios continuously and analyze every document with AI.